Jan Hilado with Bo SanchezBo Sanchez presents the CEBU INTERNET MARKETING WORKSHOP (Hands-on training on how to Make Money Online)
For more details of the workshop, CLICK HERE!

Saturday, November 8, 2008

Developing the Leader Within You Workshop

DTL Banner ANP

What if you had a Leadership Dashboard?

Dear Tony,
Based on the best-selling book by Dr. John C. Maxwell, the Developing the Leader Within You™ Workshop is a chance to see what's happening "under-the-hood" designed to be a dashboard giving you feedback on your existing leadership.
Thousands of leaders in the country are raving about this program designed by leadership guru, Dr. Maxwell:
"Developing the Leader Within You presents a very balanced view of the vast and challenging leadership role and how to successfully pursue on becoming a great leader. It is a must for leaders at all levels in an organization who want to develop influence on others." ~ Deng Kibanoff, PLDT
"Highly recommended for top management - putting into practice the learnings from this seminar can bring about the much-needed change that can spell success for a company." ~ Geronimo Diaz, Banco de Oro
This November, we're glad to announce that Inspire's Chief Trainer Anthony Pangilinan will translate the complexities of leadership into simple, everyday language that can be applied and practiced in your professional and personal life.
Understand how leadership applies to your unique situation. Don't miss the 36th Developing the Leader Within You™ Workshop on November 25-26, 2008 at the EDSA Shangri-La, Mandaluyong City.
Anthony and I look forward to seeing you there.
Alex L. Araneta
Inspire Leadership Consultancy, Inc.
p.s. To reserve, just call Bing or Pam at 687-2614 or 706-4281 or 0919-3824382 or simply email back the accomplished Reservation Form below to inspireleadership@gmail.com or bing@inspireph.com or pam@inspireph.com.
INSP!RE Leadership Consultancy, Inc.

WITHIN YOU™ Workshop
November 25 & 26, 2008
EDSA Shangri-La, Mandaluyong City
8:30AM - 5:00PM
with Anthony N. Pangilinan

In an easy-to-implement framework called The Five Levels of Leadership™, you and your managers will be given tools to purposefully and privately assess the current level of your leadership. This surprising self-revelation will be the foundation and fulcrum for changes in your thinking, your current best practices, and your leadership behavior.

Day 1. AM Sessions
The Foundations of Leadership
The Difference between a Leader and a Manager
Case Study: Joan Weatherby
Session 1. The Law of Influence
Session 2. Introduction to the Five Levels of Leadership
Video Clip: John Maxwell
Session 3. Uncovering your Level of Leadership

Day 1. PM Sessions
Session 4. The Law of Connection
Case Study: Dell
Video Clip
Session 5. Leading with Integrity
Case Study: E-mail
Session 6. Values-based Leadership
Activity: Value Cards

Day 2. AM Sessions
Session 7. The Law of Priorities
Exercise: Cooperation vs. Collaboration
Session 8. Becoming a Focused Leader
Exercise: Vision
Session 9. The Quickest Way to Gain Leadership
Video Clip
Activity: Elevator Pitch

Day 2. PM Sessions
Session 10. The 5-Step Equipping Process
Video Clip
Session 11. Motivating the Unmotivated
Activity: Motivators
Session 12. The Law of Navigation

After the Workshop
Validate Leadership Action Plan with management

Learning Investment
Early Bird Rate: P16,477 + VAT per pax when you reserve and pay two weeks before the seminar dates
Regular Rate: P17,477 + VAT per pax
Group Rate: P15,477 + VAT per pax (minimum of 3pax) Small Business/Entrepreneur Rate: P12,477 + VAT per pax upon presentation of single proprietor registration papers (limited to the first 5 small entrepreneurs who will register)

All of the above fees are inclusive of:
*Workshop attendance, a licensed Developing the Leader Within You™ Training Manual, Certificate of Completion, Lunch and 2 snacks.
Plus these bonus materials:
*A thought-provoking set of Leadership Value Cards that you can share with your team
*A Leadership Action Plan *A copy of John C. Maxwell's Developing the Leader Within You™ book worth P500.00!
Registration Details
Book your seat now! 4 Easy Ways to Reserve:
  1. Fax the accomplished form below to 706-4281.
  2. Email us at inspireleadership@gmail.com or bing@inspireph.com or pam@inspireph.com.
  3. Call 687-2614 and ask for Bing or Pam.
  4. Send the accomplished form below together with your company check to Inspire Leadership Consultancy, Inc. (Unit 1019 Cityland Mega Plaza, ADB Avenue corner Garnet Road, Ortigas Center, Pasig City).

Enlightened Wealth Institute Events

EWI Events Special Announcement

Registrations for Enlightened Wealth Summit are Appraoching Capacity!

Register today to be sure you're there November 20-23rd!

Please join me and learn how to maximize your earning potential in this unprecedented buyers' market

During these times of economic uncertainty, many novice investors are gun-shy, fearful to invest without some guarentees. However, well-educated, knowledgeable investors know that this is the absolute perfect time to invest.

During the up-coming Enlightened Wealth Summit, you will learn exactly why this is THE PERFECT TIME TO INVEST, especially in foreclosures and other niche markets and learn how to begin your successful investing career.

You’ll also learn how to improve, increase and exponentialize your credit, how to create win-wins with foreclosure investing, how to create your own powerhouse Internet income, the meaning of Enlightened Investing and how to create your own multiple streams of income.

Robert Allen will host this Enlightened Wealth Retreat along with Tom Painter and our team of incredible world-class instructors. These four days are packed with the most timely investing education and you won’t want to miss a minute!

For those of you who’ve never attended, Enlightened Wealth Summits are a lot like Enlightened Wealth Retreats. The only difference is that we limit the number of attendees so that each student has more direct interaction with instructors. These are fantastic opportunities to learn from all of our most knowledgeable instructors in a more intimate environment.

With the market changing so drastically all the time, you must make it a priority to attend this Enlightened Wealth Summit and learn the most current investing techniques and how to prepare for an uncertain future.

Registrations for this Summit will be limited and filled on a first-come, first-served basis, so please register quickly and make your travel arrangements soon.

If you are interested in attending this Summit (and you should be!),
Seats will fill very quickly.

Enlightened Wealth Summit at the Atlanta SheratonRead More
About this
great Location

Click Here
for a short overview of this hotel and the ammenities and activities available nearby so you can start planning your trip today!

***Information and images gathered from the official Atlanta Sheraton website ***

Enlightened Wealth Retreat at the Anaheim Hilton

Read more about the Atlanta Sheraton and surrounding area and plan your trip today.

Click HERE to

Jeff Schnitter at the Enlightened Wealth Retreat

Jeff Schnitter, Leading Foreclosure Expert, will teach his time-tested techniques that are ideal for this market.

Learn how Enlightened Investors can help homeowners in distress now and provide good options later.

This Enlightened Wealth Summit is a can’t miss!

Reserve Your Seat Today!!!

Register Online Here


Call (800) 371-9876

Sunday, September 7, 2008


RK Franchise will be having a franchise show at


One of the largest one stop conference and exhibition facility that competes favourably with the best in Cebu City. It’s provides complete flexibility and privacy in surroundings of unsurpassed elegance and natural beauty of CEBU.

June 30 ,2008 Last day for early bird discount
September 11, 2008 ingress
September 12-14, 2008 expo proper
September 13, 2008 Franchise Seminar
"All About Franchising"
By: Rudolf A Kotik
Conference Hall, SM City Cebu
1:30 pm-5:30 pm



Friday, July 25, 2008


"Unleash the Creativity and Genius in You!"

"Save P1,000 when you sign up before August 8, 2008 for our Early Bird rate!"

Dear Tony,

Unleash your mind's potential and the genius in you! Take advantage of another opportunity to learn the revolutionary thinking tool - Mind Maps through our 12th Mind Mapping: Creative Thinking for Leaders and Managerson August 28-29, 2008 at the Edsa Shangri-La Manila.

Our brain is a sleeping giant. Many experts believe that we use as little as 1% of our brain, spending very little time on:

  • creative thinking applied to different disciplines
  • concentration as a function of time
  • memory performance during and after the assimilation of information
  • the art of communication for memory
  • the effect of our modes of thought on habit patterns and change.

Statistics show that, on average, executives spend:

  • 30% of their time reading and sorting through information
  • 20% of their time solving problems and thinking creatively
  • 20% of their time communicating

What if YOU are given the operations manual of the brain to unleash your brain's full potential and creative genius?

Invest in your intellectual capital and see how it will change and affect your organization!

Don't miss out on this must-attend training! Whether you're new about Mind Mapping or are already using this amazing brain tool, Mind Mapping will help you:

  • Absorb various trainings and learnings better!
  • Brainstorm better and faster through the Bloom™ techniques and generate 10x more creative ideas.
  • Plan and set goals, write proposals and letters 4x faster
  • Multi-task and set priorities with ease
  • Prepare better for presentations, meetings and briefings with confidence and less stress - and much more!

Here are rave reviews with our participants:

"Learning to do mind maps is a big help in the development of an individual. Definitely a worthy investment!" - Ms. Lucille P. Tolentino, Rustan marketing Specialists, Inc.

"This exceeds my expectations. I thought I won't have fun, but I did! - Grace Diamante, Shell Philippines Exploration

"Highly interactive! Overall, a great learning experience applicable to almost any organizational structure or task!" - Ms. Marie Grace B. Marci, BrandLab Inc.

"The best seminar I have ever attend in years!!!" - Mr. Danilo A. Aparis, Alarm Security & Investigation Services, Inc.

"Great seminar!" - Maria Luisa Reyes Yap, Lafarge Cememnt Services Philippines

Join companies such as Globe Telecom, Microsoft, Unilab, Leo Burnett, PLDT, and Ace Saatchi and Saatchi, who have previously attended our Mind Mapping workshops.

This workshop is designed by Tony Buzan - the world's leading expert on the brain, the Creative Intelligence Guru and author of over 90 books on creative thinking. He is also the founder of the Mind Maps, the thinking tool used by over 250 million people. Currently, he holds the world's highest creativity IQ.

Facilitated by Bernard Marquez, a Buzan-Licensed Instructor, who trained in Singapore, this is a workshop designed to help you unleash your brain's full potential by teaching you how to maximize both parts of your brain.

Be part of the many managers and executives in discovering how to create better plans, strategies, proposals, and presentations. With the Mind Mapping tools you will see how it can help you conceptualize new product and business ideas.

We encourage you to scroll down below and read up on how Mind Mapping has helped individuals and companies - even cities!

Thanks and God bless!

Nicole Therese R. Guerzon
Project Manager - 11th Mind Mapping: Creative Thinking for Leaders and Managers
Salt and Light Ventures, Inc.

Save P1,000 when you register before August 8, 2008 for our Early Bird Rate! Just scroll down the invitation below and simply email back reservation form at slvguru@pldtdsl.net or nicole@saltandlight.ph. Or, you may print out the reservation form and fax it at 8132745.

FOR MORE INFO ABOUT THIS SEMINAR: email me at tonyhilado@yahoo.com

Thursday, July 17, 2008

John Maxwell Video Broadcast Fill-up Form

[ ] Yes, I would like to avail of the special group promotions. I would like to reserve ___ seats.
[ ] Yes! Please reserve ____ seat(s) for the following participants: (Please change if different)
[ ] Sponsor/VIP Seats [ ] Orchestra [ ] Lodge [ ] Balcony

COMPANY / ORGANIZATION _________________________________________________________
ADDRESS _________________________________________________________________________
TELEPHONE # _________________________________ FAX # ______________________________
EMAIL WEBSITE ___________________________________________________________________
RESERVING OFFICER'S NAME & DESIGNATION ___________________________________________
RESERVING OFFICER'S CONTACT & # EMAIL ____________________________________________
COMPANY TIN # ___________________________________________________________________

PARTICIPANT 1 [ ] MR [ ] MS [ ] MRS [ ] DR [ ] PROF
LAST NAME ____________________ FIRST NAME ____________________ MIDDLE NAME _______
NICKNAME ___________________________________ DESIGNATION ________________________
CONTACT # __________________________________ FAX # _______________________________
MOBILE # ____________________________________ EMAIL ______________________________

PARTICIPANT 2 [ ] MR [ ] MS [ ] MRS [ ] DR [ ] PROF
LAST NAME ____________________ FIRST NAME ____________________ MIDDLE NAME _______
NICKNAME ___________________________________ DESIGNATION ________________________
CONTACT # __________________________________ FAX # _______________________________
MOBILE # ____________________________________ EMAIL ______________________________

* For more than 2 pax, kindly copy-paste to add more. Thank you.
* Mobile# is optional but important in case we need to confirm or inform delegates of urgent, last minute changes in case of emergencies (ie. weather, speaker changes, etc).

[ ] By Cheque. I will send check payment to your office on ____________________________.
[ ] By Pick-up. Please pick-up our check on ______________________________ (time/date).
Made payable to Salt and Light Ventures, Inc.
[ ] By Bank Deposit. Kindly remit the money to the ff. bank details:
Company Name: Salt and Light Ventures, Inc.
TIN #: 212-844-982-000-VAT
Account #: BPI CA#3211-0837-85, Paseo de Roxas, Makati Branch

For zero rated or VAT exempt companies, please include your Certificate of Exemption. Provide Form 2307 or Certificate of Tax Withheld if payment done with tax withheld. Please withhold only 2% as we are classified as suppliers or contractors of services.
Source: jmax08videobroadcast-july29-june 10 delegates-philamlife 0714
1. No cancellations seven days before the seminar. Seminar participation may be transferred to another person in the same company.
2. This reservation form, when completed, may also serve as your billing invoice.
3. All seminar fees must be prepaid.

The John Maxwell Leadership Summit Video Broadcast

The Philippine Daily Inquirer
Inspire Leadership Consultancy and Salt & Light Ventures
The John Maxwell Leadership Summit Video Broadcast
The Leadership Effect-Building REAL Leaders

Featuring all new content and timeless leadership principles from John Maxwell's latest books including The 360° Leader, Winning with People, and Leadership Gold Make the transition from success to succession-build your leaders now to ensure your organization's future
Learn from America's #1 Leadership mentor and best-selling author on
July 29, 2008
10:00AM to 5:00PM
Carlos P. Romulo Auditorium, RCBC Plaza Tower 2, Ayala, Makati City

"You can effectively teach only what you can consistently model. A great leader and a powerful speaker because he speaks from the heart"
~ Rene T. Ceniza, San Miguel Brewery Inc

"Very insightful and applicable. High relevance to work and personal life."
~ Cynthia M. Lapid, Glaxo Smithkline

"Great initiative. Please continue to bring global speakers to the Philippines. "
~Trina Tanlapco, Johnson and Johnson

"Excellent! Very organized. A very good speaker. Congratulations to the company/people behind this wonderful event."
~Marie Moya, Eastwood Properties, Inc.

"Congratulations on a well-attended/organized event! I learned a lot!"
~ Zai Tan-Perez, European Chamber of Commerce of the Philippines

"I certainly hope and pray that we could have more of such events! Good event! Very good organizers! "
~ Mayet C. Ramos, Asian Institute of Management

"The seminar is very timely and is truly an eye opener"
~Patricia Yatco Manhit, Red Ribbon

"The seminar is great!"
~Tony Soria, Flour Daniel, Inc.

"It is definitely inspiring!"
~ Dolfuss L. Paredes, Abenson

"As always Dr Maxwell is inspiring and enlightening. Someday, maybe in 5 years, I can bring my kids along with me in this seminar."
~ Michael Gubat, Accenture

"Another first! Thanks for blessing many with this programs."
~ Josephine D. Gomez, Abenson

"This event is great! Such a learning experience and truly worth the investment!"
~Charitess Carandang, Eperformax Contact Centers

"Dr. John Maxwell, thanks for sharing with us your leadership! Learnings will inspire us to be more, do more and lead more. "
~ Christian Alfred C. Bongolan, Asian Institute of Management

"This is highly recommended.. Life changing!"
~ Maria Isabel Delaguiron, Accenture

"Very well organized - Congrats!"
~ Michael P. Melchor, Source Asia Business, Inc

"It's really a one-in-a-lifetime event to learn from the leadership guru himself and I hope ther'll be a next time someday so my kids can have this opportunity too."
~Richard Uy, The Spa

"This is one of the best training on leadership that I have attended."
~ Julita Abdula, Cardinal Santos Medical Center

"Great learning opportunity."
~Allan T. Aguirre, Kumon Philippines

"John is excellent. I learned a lot even though it's a one-day summit/training only. No dull moment. I am glad I was here"
~ Helena Alina, Accenture

"It was a really enlightening and inspiring seminar. I learned a lot from Mr John Maxwell"
~ Royalyn Gonzales, Kumon Philippines, Inc.

"Well done! Kudos to the organizing team. More power!"
~ Primo Palasi, Cypress Manufacturing Limited

"Great Seminar!"
~ Edgar Allan Caper, Corporate Planning, HBC Inc.

"Excellent! Part 2 for this please."
~ Joselito Arevalo, Global City Innovative College

~ Aileen Riego-Javier, National Kidney and Transplant Institute

Book your seat now!
As a leader, you are the beginning of a chain-reaction--a powerful series of events leading to the achievement of your business goals.
Nearly everything on your daily agenda - every email, meeting, phone call, and interaction-- is an opportunity to affect the people around you.

Instilling confidence, winning with people, adding value, building trust, getting results--all begin with a choice to initiate greatness in everything you do.

Because leadership is relationally driven, the outcomes and results are largely dependent on the nature of your original influence--what you do first as a leader has a ripple effect on everyone around you.

That's the leadership effect!

Small changes in your leadership practices pay off in huge dividends as people exponentially leverage your influence in the area of their greatest need.

Led by world-renowned leadership expert and New York Times Best-selling Author, John C. Maxwell, you will unpack the components of the R.E.A.L. Leadership Paradigm -- essential principles in four key areas of your daily agenda that will help you take your leadership to the next level.

Session 1: Leadership and Real Success
Session 2: Leadership Gold
Session 3: Five Levels of Leadership

"The leadership gold teachings. They are indeed golden! Well done!"
~ Patrick Pilariza, Accenture
John C. Maxwell is an internationally recognized leadership expert, speaker, and author who has sold over 13 million books. His organizations have trained more than 2 million leaders worldwide. Dr. Maxwell is the founder of EQUIP and INJOY Stewardship Services. Every year he speaks to Fortune 500 companies, international government leaders, and audiences as diverse as the United States Military Academy at West Point, the National Football League, and ambassadors at the United Nations. A New York Times, Wall Street Journal, and Business Week best-selling author, Maxwell was named the World's Top Leadership Guru in a survey by LeadershipGurus.net.
He was also one of only 25 authors named to Amazon.com's 10th Anniversary Hall of Fame. Three of his books, The 21 Irrefutable Laws of Leadership, Developing the Leader Within You, and The 21 Indispensable Qualities of a Leader have each sold over a million copies. His latest book, Leadership Gold, was released last April 2008.

"Bring John back! As soon as possible!"
~ Bernard Poplimont, Puratos Phils. Inc.
~ Leaders at every level in your organization. If you are a CEO, Director, President, Vice President, Manager, Supervisor-you will benefit from this seminar.
~ Potential and aspiring leaders: If you are an assistant manager, management trainee or anyone who wants to develop their leadership potential-come to this seminar and start growing into a leader.

Program: 10:00am - 12:00nn Session 1 : Leadership and Real Success
12:00nn - 01:30pm Lunch
01:30pm - 03:00pm Session 2 : Leadership Gold
03:00pm - 03:15pm Break
03:15pm - 04:30pm Session 3 : Five Levels of Leadership
04:30pm - 05:00 pm Live Leadership Talk by licensed John Maxwell Facilitator
Carlos P. Romulo Auditorium, RCBC Plaza Tower 2, Ayala, Makati City
Tuesday, July 29, 2008, 10am-5pm
Price per person
Sponsor/VIP Seats P2,200 (with free book and Audio CD) - 1st 3 Rows
Orchestra P1,750
Lodge P1,500
Balcony P1,200
Special Group Promotions:
Book 10 get 1 additional ticket for free (10+1)

Book 20 get 2 additional tickets for free (20+2)
plus free John Maxwell CD: Power of Motivation

Book 30 get 3 additional tickets for free (30+3)
plus free 2 John Maxwell CDs: Power of Motivation & Core Values of a Winning Team

Book 40 get 4 additional tickets for free (40+4)
plus free 3 John Maxwell CDs: Power of Motivation, Core Values of a Winning Team &
12 Ways to Keep Good People

+Co-Presenter and other sponsorship packages (including rates for exhibitors) are available. Please contact Ella Publico at 813 2703/32 or email us at ella@saltandlight.ph
Fax this form to 8132745 or 8864841
Call 8132732/03; 8302191 ask for Nicole, Fina or Juliet
Fill out the form below and email us at juliet@saltandlight.ph or slvguru@pldtdsl.net
Send form together with your company check to: Salt and Light Ventures, Inc., 4/F Majalco Bldg., 104 Benavidez St., Makati City.

The John Maxwell Leadership Summit Video Broadcast
The Leadership Effect: Building R.E.A.L. Leaders
Tuesday, July 29, 2008
10:00AM - 5:00PM
Carlos P. Romulo Auditorium, RCBC Plaza Tower 2, Ayala, Makati City
Source: jmax08videobroadcast-july29-june 10 delegates-philamlife 0714

Wednesday, July 16, 2008

SuperMarketing:Don’t Lose Your “Potential” Millions In Your Business!


Don’t Lose Your “Potential” Millions In Your Business!

Hint: It’s All About Great Marketing!

Don’t lose your millions!

Save yourself from very costly mistakes.

We know of business people who—over the course of time—have lost hundreds of thousands to millions of pesos because they didn’t apply PROVEN marketing strategies that would have made their business grow.

If you run a small business—or would like to start one—YOU NEED THIS: On October 17 and 18, Rudy Torres will give the Truly Rich Super Direct Marketing Program!

Who is Rudy Torres?

He’s a Marketing Guru who grossed P9M just by marketing one product in 9 months—all by himself!

Rudy will teach you the same powerful strategies that he used that can supercharge your own business.

Here’s what you’ll learn when you in a power-packed two-day seminar:

1. You’ll learn how to craft your Competitive USA (or USP)—unique selling asset or proposition

2. You’ll learn about the great secret key to great profits: Backend Sales

3. You’ll learn the importance of knowing the Lifetime Value of Your Customers—and how this will change your selling strategies

4. You’ll learn the Most Valuable Asset of any business—of your business!

5. You’ll learn the Master Formula – The Only 3 Ways to Increase Sales…

6. You’ll learn the power of Lead Generation and how to get New Customers.

7. You’ll learn the Most Powerful Word in marketing.

8. You’ll learn about “Loss Leaders” or How to Lose to Win!

9. You’ll learn about “Premium Power”—the tested secret to soften sales resistance

10. You’ll learn how to make it easy for people to buy

11. You’ll learn how to create a powerful referral program

12. You’ll learn how to unleash JV Power—or “Joint Ventures” that will multiply your sales

13. You’ll learn how to make people buy more via the three powerful strategies of Add-Ons, Up-sells, and Cross-sells

14. You’ll learn how to make people buy again and again through various techniques such as Lock-ins, Load-ups, and Frequent Buyer Programs or Memberships.

15. You’ll learn how to write irresistible offers people can’t refuse.

16. You’ll learn how to write Ads and Letters that sell.

17. And many, many more to many to list down here!

If you were to attend this course in the US (That’s what Rudy Torress did to learn these principles and apply it to his business, making him earn millions), you’ll have to shell out P125,000.00 to get this amount of information. Even marketing seminars on video (Not Live) cost P95,000.00!

But for Rudy’s “Live” seminar, your investment will only be P9750! Plus, it’s a Live Seminar and you can ask all the questions you want specific to your business.

We have brought the price down to serve more people. (Special Couples or Business Partners Price is P8750 only per person.) Please email Beckie at beaconlightevents@gmail.com or call (632) 722-9562 (Tues-Friday 9am-6pm) to reserve your seat. By the way, seats are VERY VERY LIMITED–so hurry!

Tuesday, July 15, 2008

Tom Lyndon: Follow the Trends

Interviewed by Ian Wyatt, Chief Investment Strategist, NewsletterAdvisors.com

Tom, explain your investment process and criteria for investments.

We have several criteria we use to decide which funds to buy. We have a daily performance report of about 150 of the largest ETFs that cover each asset class, sector and global region. ETFs are added to this list based on trading volume and assets. From that list, we watch for those funds that move above their long-term trend lines. If the momentum is there, and we think we may want to buy it, we look into it a little deeper to see the fundamentals and determine if it's just a temporary spurt forward, or part of a larger overall uptrend. If everything lines up, we'll buy.

Once we buy the ETF, we hold it until the fund either drops back below its 200-day moving average or 8% off its recent high -- whatever comes first.

Who is your target audience?

We target high-net worth individuals with at least $500,000 in assets to invest. We seek investors who want the same things we all do -- security, a good retirement -- but either don't have the time, knowledge or interest in doing it themselves. We believe in our asset management plan and we know it works, and we target the investor who feels they need a disciplined investment approach and exit strategy.

What do you believe gives you an edge over other investment experts?

I think our strategy of trend-following and practicing what we preach is what sets us apart. Investors need to be stoic when it comes to the choices they make and not let their emotions guide them through the buys and sells. That's very difficult to do, and we're able to do it. Sticking to the strategy helps us be in for our clients when the markets are performing, and staying out and guarding against losses when they're not.

What are your short-term (3-6 months) and longer-term views (1-2 years) of the markets?

We don't make predictions about what the markets will do, that is why we follow the trends. The market will eventually make a recovery, and typically the first six to twelve months after a bear market are the strongest. In the short-term, I think we're in for a rough ride as financial institutions and our housing market assess the damage and begin to pick up the pieces. Much of what happens will depend on the actions the Federal Reserve takes in the coming months. The key in these coming months and years is to keep an eye out and look for areas that are performing -- it may or may not be here in the U.S.

What sectors do you think offer the most opportunities to profit today?

Commodities have been an exceptionally strong performer this year, and although many experts think we're in a bubble (and we very well may be), you can't deny that there's always going to be demand for food and energy. Perhaps it won't always cause the kind of prices that we're seeing today, but commodities have longevity simply because it's what we need to get by.

That being said, if these prices do come back down, investors need to learn the lessons of the dot-com crash and have an exit strategy in place. While it's fine to go with the uptrend and not fight it, it's not fine to stay in when things are rapidly heading south and hope that a turnaround will begin any second now. Staying in when they should clearly be out is how so many investors got burned in the early 2000s - don't become one of them.

What are your top three stock picks, and what attracts you to each company?

ArcelorMittal (NYSE:MT) is the world's largest integrated metals and mining company, and is responsible for 10% of the world's steel output. The company has a habit of acquiring big stakes in companies that produce raw materials used in the production of steel, such as coal and iron ore. Global demand for steel, particularly in emerging markets seeking to improve infrastructure, might help this company continue to be a strong performer in the global steel market. The company is 13.4% of Market Vectors Steel ETF (SLX), which is up 24.6% year-to-date.

Gilead Sciences Inc. (Nasdaq:GILD). As we look for ways to fight the global food problem and look for alternative fuels, as well as fight the growing spread of disease, the biotechnology sector could benefit. Gilead, in particular, has a strong focus on infectious disease, and about 75% of its revenue comes from HIV medicine. The latest statistics from the CDC state that as of the end of 2003, there were up to 1.2 million people carrying the virus that causes AIDS, and 24-27% unaware of it. Infectious disease is also gaining more attention as diseases develop antibiotic resistance. Gilead is 22.8% of the Biotech HOLDRs (BBH), which is up 4.5% year-to-date.

Chesapeake Energy Corp. (NYSE:CHK). Natural gas has been one of the top S&P performers year-to-date, and demand for this commodity has shown no signs of slowing yet. Some analysts think there's room to grow. Chesapeake is a producer of the commodity, and it is 4.3% of the iShares Dow Jones US Oil & Gas Exploration Index (IEO), which is up 29.3% year-to-date.